Planning today, partnering for life.

Contact us to schedule an initial consultation. We'll talk about your goals, your current finances, and the questions you'd like help answering. That conversation helps us understand what you need and whether our services are a good fit.

We work with individuals, families, professionals, retirees, and business owners whose needs fit the services we offer. Services, account minimums, products, and eligibility vary by financial professional, account type, state, and relationship. An initial conversation can help us determine whether we're a good fit.

Your financial professional will let you know which documents would be useful for the services you're discussing. These may include recent account statements, tax information, debt details, insurance policies, and estate-planning documents. Use the secure delivery method your financial professional provides for sensitive records. Don't send Social Security numbers, passwords, account credentials, or other highly sensitive information through ordinary email or website forms.

The review schedule and account monitoring depend on the relationship you establish with your financial professional. Osaic Wealth brokerage services do not include ongoing account monitoring. A financial professional may review holdings from time to time when considering a recommendation. Investment advisory relationships include monitoring under the applicable advisory agreement and disclosures, generally at least annually for Osaic advisory services. Contact your financial professional when your goals, finances, family circumstances, tax situation, cash needs, or comfort with risk change.

It depends on the service and the role your financial professional is acting in. Investment advisory services provided by an investment adviser representative are subject to a fiduciary duty. Brokerage services and recommendations through Osaic Wealth, Inc. follow applicable brokerage standards, including Regulation Best Interest. Insurance services follow applicable insurance laws and standards. Your financial professional will explain their role, the services you're receiving, and the material conflicts of interest and compensation that apply to your relationship.

How we're paid depends on the services, products, accounts, and financial professionals involved. Compensation may include advisory fees, brokerage compensation, insurance commissions, or other compensation allowed under your arrangement. Before you engage a service or complete a transaction, your financial professional will explain the material fees, costs, compensation, and conflicts of interest that apply. You can find more detail in the documents relevant to your relationship, including account agreements, Form CRS, Regulation Best Interest disclosures, advisory disclosures, prospectuses, and insurance disclosures.