Planning today, partnering for life.

To begin, contact us to schedule an initial consultation. We’ll discuss your financial objectives, assess your current situation, and explore how our services can best support your needs. We look forward to partnering with you on your financial journey.

We work with individuals, families, professionals, retirees, and business owners whose needs fit the services offered by our financial professionals. Available services, account minimums, products, and eligibility can vary by financial professional, account type, state, and relationship. An initial conversation can help determine whether our services are an appropriate fit.

Your financial professional may ask for documents relevant to the planning services being discussed, such as recent account statements, tax information, debt details, insurance policies, and estate-planning documents. Do not send Social Security numbers, passwords, account credentials, or other highly sensitive information through ordinary email or website forms. Use a secure document-delivery method provided by your financial professional when sensitive records are requested.

Review and monitoring depend on the relationship you establish. Osaic Wealth brokerage services do not include ongoing account monitoring, although a financial professional may review holdings from time to time for purposes of determining whether to make a recommendation. Investment advisory relationships include monitoring as described in the applicable advisory agreement and disclosures, generally at least annually for Osaic advisory services. We also encourage clients to contact their financial professional whenever there is a material change in goals, finances, family circumstances, tax situation, liquidity needs, or risk tolerance.

Our obligations depend on the capacity in which services are provided. When an investment adviser representative provides investment advisory services, the advisory relationship is subject to a fiduciary duty. When brokerage services or recommendations are provided through Osaic Wealth, Inc., the applicable brokerage standard includes Regulation Best Interest. Insurance services are governed by applicable insurance laws and standards. Your financial professional will explain the capacity in which they are acting, the services being provided, and the material conflicts and compensation applicable to your relationship.

Compensation varies by the services, products, accounts, and financial professionals involved. Depending on the relationship, compensation may include advisory fees, brokerage compensation, insurance commissions, or other compensation permitted under the applicable arrangement. Before you engage a service or complete a transaction, your financial professional will explain the material fees, costs, compensation, and conflicts applicable to your relationship. Additional information is available in applicable account agreements, Form CRS, Regulation Best Interest disclosures, advisory disclosure documents, prospectuses, and insurance disclosures.