Last Updated: December 27, 2024
1. INTRODUCTION
Lifetime Retirement Partners ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our financial advisory and insurance services.
2. INFORMATION WE COLLECT
a) Personal Information:
- Name, address, email address, and phone number
- Date of birth and Social Security number
- Financial information, including income, assets, and investment goals
- Insurance policy information
- Employment information
- Banking information
b) Automatically Collected Information:
- IP address
- Browser type
- Device information
- Usage data
- Cookies and tracking technologies
3. HOW WE USE YOUR INFORMATION
We use your information to:
- Provide financial advisory and insurance services
- Process transactions
- Communicate with you about our services
- Send newsletters and marketing communications
- Comply with legal obligations
- Improve our website and services
- Protect against fraud
4. INFORMATION SHARING AND DISCLOSURE
We may share your information with:
- Financial institutions and insurance providers
- Third-party service providers
- Government regulators
- Legal authorities when required by law
- Successor entities in the event of a merger or acquisition
5. DATA SECURITY
We implement appropriate security measures to protect your information, including:
- Encryption protocols
- Secure servers
- Access controls
- Regular security assessments
6. YOUR RIGHTS
You have the right to:
- Access your personal information
- Correct inaccurate information
- Request deletion of your information
- Opt-out of marketing communications
- Restrict certain data processing
7. COOKIES AND TRACKING TECHNOLOGIES
We use cookies and similar technologies to:
- Improve website functionality
- Analyze user behavior
- Personalize content
- Remember your preferences
8. CHILDREN'S PRIVACY
We do not knowingly collect information from children under 13 years of age.
9. THIRD-PARTY LINKS
Our website may contain links to third-party websites. We are not responsible for their privacy practices.
10. CALIFORNIA PRIVACY RIGHTS
California residents have additional rights under the CCPA, including:
- Right to know what personal information is collected
- Right to delete personal information
- Right to opt-out of the sale of personal information
- Right to non-discrimination
11. UPDATES TO THIS POLICY
We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page with a revised "Last Updated" date.
12. CONTACT US
For questions about this Privacy Policy, please contact:
Lifetime Retirement Partners
17117 Oak Drive, Ste A, Omaha, NE 68130
800-971-2989 or info@lifetimeretirementpartners.com
13. REGULATORY COMPLIANCE
We comply with:
- Gramm-Leach-Bliley Act (GLBA)
- Securities and Exchange Commission (SEC) regulations
- State insurance regulations
- Other applicable federal and state laws
14. DATA RETENTION
We retain personal information for as long as necessary to:
- Provide requested services
- Comply with legal obligations
- Resolve disputes
- Enforce agreements
15. INTERNATIONAL USERS
If you access our website from outside the United States, you understand that your information may be transferred to, stored, and processed in the United States.
This Privacy Policy was last updated on December 27, 2024 and is effective immediately.
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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.
We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.
Securities and investment advisory services offered through Osaic Wealth, Inc. Member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth. This communication is strictly intended for individuals residing in the state(s) of AZ, CA, CO, FL, GA, IA, KS, MD, MO, NE, OK, SD, TN, TX, WA, WY. No offers may be made or accepted from any resident outside the specific states referenced.
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